The injury must be caused by violent, accidental, external and visible means subject to the option selected by the insured and will compensate the affected member if injured.
The policy offers benefits under the following categories:
(i) Death
(ii) Permanent and total disability
(iii) Temporary total disability/ weekly loss of income for those in gainful employment
(iv) Hospital cash for those in self employment
(v) Medical expenses on reimbursement basis up to a determined limit
(vi) Funeral expenses
(vii) Professional trauma counseling
(viii) Physiotherapy expenses
(ix) Artificial appliances
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