J Care is designed for you and your family’s healthcare needs. The cover is offered through 6 simplified plans giving you fexibility to choose the most appropriate health cover for your family.

J Care offers the following benefits:

Comprehensive Coverage

• Extensive cover for pre-existing and chronic conditions including HIV/Aids and cancer treatment.
• Covers newly diagnosed chronic conditions under inpatient and outpatient.
• Enhanced Prestige plan of up to 10M Inpatient cover.
• Inbuilt Covid-19 cover for inpatient treatment and outpatient testing.
• Inbuilt annual general check-up for member and spouse
• Maternity cover, 1st emergency CS, diagnostics and physiotherapists fees prescribed drugs, dressings, surgical & external appliances, Hearing aids & Hearing test and pain management.
• Dental and optical benefits.
• Air and Road evacuation services
• Last expenses benefit
• Free personal accident benefit for principal member.


• Eligibility is from birth (a term baby of 38 weeks) up to 64 years of age. Existing members who are 65 years and above are transitioned into our J-Seniors plan and covered to life without any age restrictions subject to annual renewal.


• 6 levels of comprehensive coverage
• Optional plans such as maternity, dental, optical and Covid-19 benefits


• Outpatient co-payment of Kes 2,000 at Nairobi Hospital & MP Shah Hospital.
• Opt for a cover without co-payment subject to applicable terms.

Geographical Coverage

• Wide Geographical Coverage with extensive network of services providers.
• Overseas inpatient referrals covered on credit basis under listed hospitals.
• Direct access to treatment while travelling within East Africa.

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Call for enquiries: (+254) 703 300 694