This policy is designed to cover institutional vehicles, buses, trucks and vans while in institution related activity or any other activity as may be authorized by the management of those institutions. It allows the management of the institution or school to focus on their core duty which is to provide quality education.
The policy covers the insured vehicle against perils such as:
- Accidental collision or overturning
- Fire, external explosion, self-ignition
- Theft
- Malicious damage
- Perils of nature such as Flood, typhoon, hurricane, volcanic eruption and earthquake
- Third party liabilities
- Riots strike and civil commotion
Additional benefits at no cost:
- Geographical Area – East Africa
- Free annual valuation
- Towing Charges Kshs 75,000 – Extra cover charged at 10% of extra limit required
- Authorized repair limit – Kshs 50,000
- Windscreen Cover – Kshs 50,000 – Extra cover charged at 10% of extra limit required
- Entertainment unit – Kshs 50,000 – Extra cover charged at 10% of extra limit required
- Emergency medical expenses – Kshs 50,000
- Crane and Recovery -Kshs 100,000 -Extra cover charged at 10% of extra limit required
- Theft Cover for alternator and starter subject to reinforcement
- Free Personal Accident cover for the driver for death and Permanent Disability – Kshs250,000 limited to school activities (maximum two drivers incident)
- Third party property damage – Kshs 5,000,000
- Third party liabilities
- Own damage and partial theft Excess protector
Download Brochure
